These Terms & Conditions govern your use of the smsm.ph platform. Please read them carefully before registering or placing any bets. By creating an account on smsm.ph, you confirm that you have read, understood, and agreed to be bound by these terms in full.
A plain-language summary of the most important points — the full legal text follows below.
You must be at least 21 years of age to register and use smsm.ph. By creating an account, you confirm that you meet this age requirement and that you are accessing the platform from a jurisdiction where online gaming is permitted.
Each player is permitted to hold only one registered account on smsm.ph. Duplicate accounts are prohibited and may result in the suspension of all associated accounts and the forfeiture of any balances held therein.
All transactions on smsm.ph are conducted in Philippine Peso (PHP). Deposits via GCash and PayMaya are credited promptly. Withdrawals are subject to identity verification and standard processing timeframes as outlined in these terms.
All bonuses offered by smsm.ph are subject to wagering requirements and specific terms. Bonuses cannot be withdrawn until the applicable wagering requirement has been met. smsm.ph reserves the right to modify or withdraw promotions at any time.
smsm.ph provides deposit limits, cooling-off periods, and self-exclusion tools to all registered players. Players who self-exclude may not attempt to circumvent the exclusion by creating new accounts. Responsible gaming is a shared obligation.
smsm.ph reserves the right to suspend or terminate any account found to be in breach of these Terms & Conditions, including accounts involved in fraud, collusion, bonus abuse, or any activity that undermines the integrity of the platform.
Important Notice: These Terms & Conditions constitute a legally binding agreement between you ("the Player") and smsm.ph ("the Platform", "we", "us", "our"). By accessing or using any part of the smsm.ph platform, you agree to be bound by these terms. If you do not agree, you must not use the platform.
These Terms & Conditions ("Terms") govern the relationship between smsm.ph and any individual ("Player", "you", "your") who accesses, registers on, or uses the smsm.ph platform, including its website, mobile application, and all associated services. By completing the registration process on smsm.ph, you acknowledge that you have read these Terms in their entirety, that you understand them, and that you agree to be legally bound by them.
These Terms should be read in conjunction with the smsm.ph Privacy Policy and Responsible Gaming Policy, both of which are incorporated herein by reference and form part of the overall agreement between you and smsm.ph.
smsm.ph reserves the right to amend these Terms at any time. Continued use of the platform following the publication of any amendments constitutes your acceptance of the revised Terms. It is your responsibility to review these Terms periodically. The date of the most recent revision is displayed at the top of this page.
Age Restriction: You must be at least 21 years of age to register and use smsm.ph. This is a strict requirement under Philippine gaming regulations. Any person found to be under the age of 21 will have their account immediately suspended and any funds held may be forfeited.
To be eligible to register and use smsm.ph, you must satisfy all of the following conditions:
smsm.ph reserves the right to request proof of age and identity at any time. Failure to provide satisfactory documentation may result in the suspension of your account and the withholding of any pending withdrawals pending verification.
To access real-money gaming on smsm.ph, you must create a registered account. During registration, you are required to provide accurate, complete, and current information, including your full legal name, date of birth, residential address, email address, and mobile number. You agree to update this information promptly if it changes.
Each player is permitted to maintain only one active account on smsm.ph. The creation of multiple accounts — whether under the same or different personal details — is strictly prohibited. smsm.ph employs technical and manual measures to detect duplicate accounts. Where duplicate accounts are identified, smsm.ph reserves the right to close all associated accounts and forfeit any balances, bonuses, or winnings held therein.
You are solely responsible for maintaining the confidentiality of your smsm.ph account credentials, including your username and password. You must not share your login details with any third party. smsm.ph will not be liable for any loss or damage arising from unauthorized access to your account resulting from your failure to keep your credentials secure. If you suspect unauthorized access to your account, you must notify smsm.ph support immediately.
smsm.ph is required to verify the identity of all players prior to processing withdrawal requests. You may be asked to submit a valid government-issued Philippine ID (such as a passport, driver's license, SSS ID, UMID, PhilHealth ID, or Voter's ID), proof of address, and in some cases a selfie with your ID. Verification is typically completed within 24 hours of document submission. Withdrawals will not be processed until KYC verification is complete.
smsm.ph accepts deposits via GCash, PayMaya, BPI, BDO, and Metrobank. All transactions are conducted in Philippine Peso (PHP). The minimum deposit amount is ₱10. smsm.ph does not accept deposits from third-party accounts — all deposits must originate from a payment account registered in your own name.
GCash and PayMaya deposits are typically credited to your smsm.ph wallet within seconds of a successful transaction. Bank transfer deposits may take longer depending on the processing schedule of the originating bank. smsm.ph is not responsible for delays caused by third-party payment processors or banking institutions.
Players may set voluntary deposit limits on their smsm.ph account at any time by contacting our support team or through account settings. Deposit limits are a key component of our responsible gaming framework. Once a deposit limit is set, it takes effect immediately. Requests to increase a deposit limit are subject to a mandatory 7-day cooling-off period before the increase takes effect.
All balances, deposits, wagers, and withdrawals on smsm.ph are denominated in Philippine Peso (PHP / ₱). smsm.ph does not currently accept deposits in foreign currencies. Any currency conversion fees charged by your bank or e-wallet provider are your sole responsibility.
Withdrawals may only be requested by players who have completed KYC verification as described in Section 3.4. Withdrawal requests will not be processed to third-party accounts. The destination account for any withdrawal must be registered in the same name as your smsm.ph account.
smsm.ph aims to process all approved withdrawal requests within 24 to 72 hours of submission, subject to verification requirements and the processing schedules of the relevant payment provider. GCash and PayMaya withdrawals are generally processed faster than bank transfer withdrawals. smsm.ph is not liable for delays attributable to third-party payment processors or banking institutions.
Where a deposit has been made and no real-money wager has been placed, smsm.ph reserves the right to apply additional verification procedures before processing a withdrawal. This measure is in place to prevent money laundering and financial crime. Players who have received a bonus must satisfy the applicable wagering requirements before the bonus-derived funds become eligible for withdrawal.
The minimum withdrawal amount on smsm.ph is ₱100. Withdrawal requests below this threshold will not be processed. There is no maximum withdrawal limit for verified accounts, though large withdrawals may be subject to enhanced due diligence procedures.
smsm.ph offers various bonuses and promotions to registered players from time to time. All bonuses are subject to the specific terms and conditions published alongside each promotion, including applicable wagering requirements, minimum deposit thresholds, eligible games, and expiry dates. In the event of any conflict between these general Terms and the specific terms of a promotion, the specific promotion terms shall prevail.
Bonus funds credited to your smsm.ph account are subject to wagering requirements before they may be withdrawn. The applicable wagering requirement will be stated clearly in the promotion terms. Wagering requirements must be met within the specified timeframe. Bonus funds that have not been wagered within the applicable period will be forfeited automatically.
smsm.ph takes bonus integrity seriously. Any player found to be abusing the bonus system — including but not limited to creating multiple accounts to claim bonuses, using low-risk betting strategies to meet wagering requirements, or colluding with other players — will have their bonus forfeited and their account suspended. smsm.ph's determination of what constitutes bonus abuse is final.
smsm.ph reserves the right to modify, suspend, or withdraw any promotion at any time without prior notice. Players who have already opted into a promotion at the time of its modification or withdrawal will be subject to the terms that were in effect at the time of their opt-in, to the extent reasonably practicable.
The games available on smsm.ph — including slots such as Fortune Ox, Fortune Gems, Wild Bandito, and 1001 Nights, as well as live casino tables and the Roulette offering — are provided by licensed third-party game suppliers. The rules of each individual game are governed by the rules published by the relevant game supplier and displayed within the game interface. smsm.ph does not control the outcome of any game.
All games on smsm.ph that use random number generation (RNG) are certified by independent testing laboratories to ensure fairness and randomness. The outcome of each game round is determined independently and cannot be influenced by smsm.ph, the game supplier, or any player.
In the event of a technical malfunction, game error, or system failure that affects the outcome of a game round, smsm.ph reserves the right to void the affected game round and refund the wager to the player's account. Winnings generated as a result of a malfunction or error are not valid and will not be paid. smsm.ph's decision in such matters is final.
Minimum and maximum bet limits apply to all games on smsm.ph. These limits are displayed within the game interface and may vary by game and by player account tier. smsm.ph reserves the right to adjust bet limits at any time.
The following conduct is strictly prohibited on smsm.ph. Engaging in any of the following may result in immediate account suspension, forfeiture of balances, and referral to relevant authorities:
smsm.ph cooperates fully with Philippine law enforcement authorities and regulatory bodies. Any activity suspected to constitute a criminal offence will be reported to the appropriate authorities, and smsm.ph will provide all relevant information as required by law.
smsm.ph is committed to promoting responsible gaming among all players on the platform. We believe that gaming should be an enjoyable form of entertainment, and we take seriously our obligation to provide tools and resources that help players maintain control over their gaming activity.
The following responsible gaming tools are available to all registered smsm.ph players:
Players who wish to self-exclude from smsm.ph must contact our support team via live chat. Self-exclusion takes effect immediately upon confirmation. During a self-exclusion period, you must not attempt to register a new account or access the platform by any other means. Any account created in circumvention of a self-exclusion will be closed immediately and any balance forfeited.
smsm.ph strictly enforces the 21+ age requirement. We reserve the right to request age verification documents at any time. Accounts where the player is found to be under 21 years of age will be closed immediately, and any funds deposited will be returned to the originating payment method after deducting any amounts wagered.
For more information on responsible gaming tools and resources, please visit our dedicated Responsible Gaming page.
All content on the smsm.ph platform — including but not limited to text, graphics, logos, icons, images, audio clips, game interfaces, and software — is the property of smsm.ph or its licensors and is protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the platform for personal, non-commercial purposes only.
You must not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from the smsm.ph platform without the prior written consent of smsm.ph. Unauthorized use of smsm.ph intellectual property may result in legal action.
smsm.ph collects, processes, and stores personal data in accordance with its Privacy Policy, which is incorporated into these Terms by reference. By registering on smsm.ph, you consent to the collection and processing of your personal data as described in the Privacy Policy.
smsm.ph implements industry-standard security measures to protect your personal and financial data, including end-to-end encryption for all transactions and secure storage of account credentials. However, no data transmission over the internet can be guaranteed to be completely secure, and smsm.ph cannot warrant the absolute security of information transmitted to or from the platform.
To the fullest extent permitted by applicable law, smsm.ph shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or in connection with your use of the platform, including but not limited to loss of winnings, loss of data, loss of goodwill, or interruption of service.
smsm.ph's total aggregate liability to any player in connection with these Terms shall not exceed the total amount deposited by that player in the 30-day period immediately preceding the event giving rise to the claim.
smsm.ph does not warrant that the platform will be available at all times, free from errors, or free from viruses or other harmful components. The platform is provided on an "as is" and "as available" basis. smsm.ph reserves the right to suspend or discontinue the platform or any part thereof at any time without notice.
Nothing in these Terms shall limit or exclude smsm.ph's liability for fraud, fraudulent misrepresentation, death or personal injury caused by negligence, or any other liability that cannot be excluded or limited under applicable Philippine law.
smsm.ph reserves the right to amend, update, or replace these Terms at any time. When material changes are made, smsm.ph will endeavour to notify registered players via email or an in-platform notification. The revised Terms will be published on this page with an updated "Last Updated" date.
Your continued use of the smsm.ph platform after the publication of revised Terms constitutes your acceptance of those changes. If you do not agree to the revised Terms, you must cease using the platform and may request the closure of your account by contacting our support team.
These Terms and any dispute or claim arising out of or in connection with them shall be governed by and construed in accordance with the laws of the Republic of the Philippines. You agree to submit to the exclusive jurisdiction of the courts of the Philippines in respect of any dispute arising under or in connection with these Terms.
In the event of a dispute regarding a game outcome, transaction, or account matter, you should first contact smsm.ph support to seek an informal resolution. smsm.ph will endeavour to resolve all disputes promptly and fairly. If a dispute cannot be resolved informally, it may be escalated in accordance with applicable Philippine gaming regulations.
If you have any questions about these Terms & Conditions, or if you wish to raise a complaint or request account assistance, please contact the smsm.ph support team through any of the following channels:
Our support team is available every day of the year, including Philippine public holidays. We are committed to responding to all formal complaints within 5 business days.
Now that you've reviewed our Terms & Conditions, you're all set. Create your free smsm.ph account, fund it with GCash or PayMaya, and start playing today. Remember — smsm.ph is strictly for players aged 21 and above.
21+ only. Please play responsibly. If gaming stops being fun, our support team is here to help.